Job Description:
Position: Credit Manager – Agri and Business Loan
Company: HDFC Bank
Location: Haryana/Punjab
HDFC Bank is hiring Credit Managers for Agri and Business Loan products in Haryana and Punjab. We are looking for qualified candidates with a CA/MBA Finance qualification. Experienced and local candidates are preferred, and female candidates are encouraged to apply. Only WhatsApp messages for CV submission are accepted, and no calls will be entertained.
Responsibilities:
- Assessing creditworthiness and risk analysis of loan applicants for Agri and Business Loans.
- Evaluating financial statements, credit reports, and other relevant documents to determine loan eligibility.
- Conducting thorough due diligence and analysing borrowers’ financial position and repayment capacity.
- Making recommendations and decisions on loan approvals and disbursements.
- Monitoring credit portfolio performance and ensuring timely repayment of loans.
- Ensuring compliance with credit policies, regulations, and internal guidelines.
- Collaborating with cross-functional teams for seamless loan processing and customer service.
Requirements:
- CA/MBA Finance qualification.
- Experience in credit analysis and lending, preferably in Agri and Business Loans.
- Strong understanding of financial statements and credit evaluation techniques.
- Knowledge of agricultural practices and business loan requirements.
- Excellent analytical and decision-making skills.
- Ability to work independently and manage multiple loan applications.
- Strong communication and interpersonal skills.
- Local candidates preferred.
- Female candidates are encouraged to apply.
To apply for this position, please send your CV via WhatsApp to Balaji Consultancy at 9034479215. Only WhatsApp messages for CV submission will be accepted; no calls, please.
Join HDFC Bank and be part of a leading financial institution where you can contribute your expertise in credit management and help businesses grow.